Turn eXp ReadyTM into your listing advantage.
eXp Ready™ powered by Notable gives seller clients access to up to $50,000 in pre-listing financing to help prepare their home for sale, with nothing due until closing.¹
New to eXp ReadyTM? Start here.
Complete the 8–10 minute self-guided certification.
How eXp ReadyTM Works
From introduction to close in 5 simple steps.
- 01
Introduce
Introduce eXp Ready™ during the listing conversation.
- 02
Apply
Your seller applies in minutes with no impact to their credit score.
- 03
Get Approved
Qualified sellers can access up to $50,000.
- 04
Make Improvements
Sellers choose their own contractors, stagers and vendors.
- 05
Pay at Close¹
They pay only for what they use, plus fixed interest, with nothing due until closing.¹
Why It Matters at the Listing Table
A market-ready home can make a measurable difference. But for many sellers, the upfront cost of repairs, updates and staging can stand in the way. eXp Ready™ helps remove that barrier, giving sellers a way to prepare their home now and pay later.
- of buyers specifically seek move-in-ready homes
- 94%of buyers specifically seek move-in-ready homes
- less time on the market, on average, for staged homes²
- 73%less time on the market, on average, for staged homes²
- more, up to, for staged homes vs. unstaged²
- 25%more, up to, for staged homes vs. unstaged²
What Can Sellers Fund?
Put up to $50,000 toward the improvements and expenses that can help prepare a home for sale.
Staging & Furniture
Fresh Paint
New Flooring
Landscaping
Cleaning & Organizing
Repairs & Updates
Photography
HVAC / Electrical
Moving & Storage
Proven experience behind eXp ReadyTM
- Homes sold through Notable
- 40,000+Homes sold through Notable
- In credit issued to date
- $1B+In credit issued to date
- Customer satisfaction
- 96%Customer satisfaction
Real Agents. Real Results.
See how agents are using eXp ReadyTM.
Pay-at-close¹ financing has been a difference-maker on my listings. Sellers who don’t have the cash on hand to prep their home upfront can now do the staging and repairs that actually move the price² and they’re not writing a check to do it.
Share eXp ReadyTM With Sellers
Access ready-to-share resources to use before, during and after your listing conversations.
Seller WebpageGive sellers a place to learn more about eXp Ready™ and take the next step.View resource
Seller Leave-BehindA printable overview of eXp Ready™ to bring to listing appointments.Download(opens in a new tab)
Coming SoonSocial & Marketing MaterialsReady-to-share graphics and suggested captions to promote eXp Ready™ to your network.Coming soon
Overview VideoA simple, shareable overview to help introduce eXp Ready™ to sellers.Watch / share(opens in a new tab)
Your eXp ReadyTM Resources
Everything else, right where you need it.
Ready to Help a Seller Get Started?
When your seller is ready to apply, send them directly to:
ready.exprealty.com
*Applications and financing are provided through Notable.
FAQs
eXp Ready is a pay-at-close home preparation program, powered by Notable Finance. Sellers access a line of credit of up to $50,000 to fund pre-listing improvements — staging, painting, repairs, landscaping — and repay only what they spent (plus fixed interest) from their closing proceeds. Nothing is due before the home closes.¹
Notable Finance is a fintech company that has facilitated over 35,000 home sales and $1B+ in home prep credit. They hold a 4.8-star Trustpilot rating and a 96% customer satisfaction score. eXp Ready is a white-labeled, branded version of their platform and the experience is fully eXp-branded for your clients.
eXp Ready is a pay-at-close program for sellers. It unlocks fast, flexible funds to get homes move-in ready for $0 upfront.¹
Up to $50,000 (unsecured) with nothing due until closing (soft pull)¹
Covers virtually all home prep needs with no vendor restrictions
Easily repaid through the closing process
Via the chat interface in the app, by phone at 1-855-953-5833, or by email at support@notablehome.com.
Because it removes the most common reason a home doesn't get prepped: cost. When a seller can't or won't spend out of pocket on staging, paint, or repairs, you now have an answer that asks nothing of them upfront.¹ It's a competitive advantage at the listing table, the kind of program Compass and other brokerages have offered for years, now in your kit and it costs you nothing to offer. Used well, it helps you win listings you might otherwise have lost and present homes that sell faster and attract stronger offers.²
The research supports it. In the National Association of Realtors' 2025 Profile of Home Staging, nearly half of sellers' agents reported that staging reduced a home's time on the market², nearly 3 in 10 reported staging lifted offers by 1–10%², and 83% of buyers' agents said staging makes it easier for buyers to picture a home as their own. eXp Ready lets your sellers act on that — without the upfront cost being the thing that stops them. (When sharing these figures with clients, attribute them to NAR's 2025 Profile of Home Staging.)
“One thing I want to walk you through is a program called eXp Ready. It lets you access up to $50,000 to get your home exactly where it needs to be before we list. Staging, paint, repairs, whatever it takes. You don't pay anything until we close.¹ It's a tool that helps your home sell faster and for more.² Here's how to get started...”
• Minimum credit score of 680
• Owner of the property (or able to act on behalf of the owner)
• At least 20% equity in the home (in some cases, at least 10%)
• Signed listing agreement with a real estate agent
• Property list price under $4M
* Additional criteria may apply
Contact Us
Monday–Friday, 9 a.m.–9 p.m. ET
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