eXp Ready™
eXp Ready™ powered by Notable gives sellers the flexibility to make strategic home improvements without the upfront cost. With zero down until closing¹, maximize your go-to-market opportunity by giving your property what it needs to sell faster² and for more².
How eXp ReadyTM Works
- 01
Apply
Apply in minutes with no impact to your credit score.
- 02
Get Approved
Qualified sellers can access up to $50,000 in pre-listing financing.
- 03
Prep Your Home
Use your financing for eligible improvements and services, working with the contractors and vendors you choose.
- 04
Close & Repay
Pay only for what you use, plus fixed interest, with repayment due at closing or as otherwise specified by your loan terms.¹
What Can eXp ReadyTM Help Cover?
From simple finishing touches to larger updates, eXp Ready™ can help cover a wide range of pre-listing expenses to prepare your home for market.
Choose who you work with.
eXp Ready™ allows you to select your own preferred contractors, stagers and vendors.


See eXp ReadyTM in action
See how eXp Ready™ helps sellers prepare their homes to stand out and sell for more.²
A market-ready home can make a measurable difference.
- of buyers specifically seek move-in-ready homes⁵
- 94%of buyers specifically seek move-in-ready homes⁵
- of staged homes spend less time on the market, on average²
- 73%of staged homes spend less time on the market, on average²
- more for staged homes vs. unstaged homes²
- 25%more for staged homes vs. unstaged homes²
Up to

Strategic.
Your eXp Realty agent can identify the improvements with the greatest potential return.²
Streamlined.
A process designed to keep things moving and get your home sold faster.²
Straightforward.
No hidden fees. No hard credit pull. Zero down until closing.¹
Supported.
Your eXp Realty agent is with you every step of the way.
Proven Experience Behind eXp ReadyTM
eXp Ready™ is powered by Notable, bringing established experience in pre-listing financing to your home sale.
- homes sold through Notable
- 40,000+homes sold through Notable
- in credit issued to date
- $1B+in credit issued to date
- customer satisfaction
- 96%customer satisfaction










